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If you received a mailed or email offer from us, you received this offer because you meet OneLoan Direct, LLC dba OneLoan Direct’s initial credit worthiness criteria. OneLoan Direct is a licensed lender and loan broker. Some loans may be brokered. If your application information differs from the information used during our pre-qualification or you are unable to meet our full credit eligibility criteria, including income verification, we may not be able to approve your application. With your consent, we may initiate a soft pull of your credit report for review prior to providing you rates and terms. This initial soft inquiry will not affect your credit score. If you accept a loan offer and proceed with a full application, including establishing your loan terms, with your consent a hard credit report inquiry will be performed that will impact your credit score.
Annual Percentage Rates (APR) range from 5.99% to 35.99% APR and loan terms range from 12 to 84 months on loans up to $50,000. As an example, a 3 year $5,000 loan with an APR of 10% would have an estimated monthly payment of $161.34 and a total cost payable of $5,808.24. Minimum loan amount is $5,000 and the maximum is $50,000. Eligibility is not guaranteed, and requires that you meet credit and other conditions.